Prerequisites: 12 th grade enrollment

Level: 12 th grade

Credits: .5 – consumer education

Additional: This course is accepted as a .5 consumer education credit for h.s. graduation

This course is accepted as a .5 elective for college admission

This course is not eligible for credit by the NCAA

Course Description

Consumer Education is a required senior economics class that emphasizes information on the economy, financial planning, banking, credit, insurance, housing, business law, investments and taxes.

Course Objectives/Goals

Students will know and apply knowledge about the U.S. Economy
Students will be able to apply concepts about technology as a consumer
Students will be able to state their rights and responsibilities as consumers
Students will gain information that will help them choose a career
Students will know basics about taxes, investing, saving, credit and general banking
Students will gain information on some other topics such as insurance, housing, automobiles and the global economy

Course Outline

1. Economy

Decision Making
Consumer’s Role in the Economy
Advertising
Being a Responsible Consumer
Global Economy

2. Technology

Cyberspace
Choosing a Personal Computer
Shopping and Protecting Yourself on the Internet

3. Consumer Protection

Consumer Rights and Responsibilities
Government and Consumer Protection
Deception and Fraud
Resolving Consumer Problems
Choosing a Career
Getting to Know Yourself / Exploring Careers
Applying for a Job
Interview Skills
Preparing for the Future

4. Taxes

Taxes and Your Paycheck
Tax Returns
Taxes and Government

5. Budgeting

Financial Goals
Income and Expenses
Budget Worksheet
Yearly Budget

6. Banking Services

How Banks Work
Checking / Savings Accounts
Electronic Banking
Other Banking Services

7. Saving

Savings Institutions
Simple and Compound Interest

8. Investing

Corporations
Mutual Funds
Researching Investments
Retirement and Other Investments

9. Credit

How to Qualify
Sources of Consumer Credit
Credit Rights and Responsibilities
Maintaining a Good Credit Rating

10. Housing

Rent
Own

11. Insurance

Auto
Home
Life
Health

Teaching Methods

This Class is taught through lecture, chapter reviews, independent study readings, group study and guest speakers. Students are given worksheets to supplement the chapter reviews.

Assessment

Tests and quizzes that include true / false, multiple choice, matching, short answer and essay questions.
The teacher will evaluate group discussions.
Completion of homework and daily discussions

Text

Miller, Roger Leroy, Stafford, Alan D. Economic Education for Consumers. Cincinnati, Ohio: Southwestern Educational Publishing, 2000.



SHS Home	Consumer Education	Courses Home
Prerequisites: 12 th grade enrollment Level: 12 th grade Credits: .5 – consumer education Additional: This course is accepted as a .5 consumer education credit for h.s. graduation This course is accepted as a .5 elective for college admission This course is not eligible for credit by the NCAA Course Description Consumer Education is a required senior economics class that emphasizes information on the economy, financial planning, banking, credit, insurance, housing, business law, investments and taxes. Course Objectives/Goals Students will know and apply knowledge about the U.S. Economy Students will be able to apply concepts about technology as a consumer Students will be able to state their rights and responsibilities as consumers Students will gain information that will help them choose a career Students will know basics about taxes, investing, saving, credit and general banking Students will gain information on some other topics such as insurance, housing, automobiles and the global economy Course Outline 1. Economy Decision Making Consumer’s Role in the Economy Advertising Being a Responsible Consumer Global Economy 2. Technology Cyberspace Choosing a Personal Computer Shopping and Protecting Yourself on the Internet 3. Consumer Protection Consumer Rights and Responsibilities Government and Consumer Protection Deception and Fraud Resolving Consumer Problems Choosing a Career Getting to Know Yourself / Exploring Careers Applying for a Job Interview Skills Preparing for the Future 4. Taxes Taxes and Your Paycheck Tax Returns Taxes and Government 5. Budgeting Financial Goals Income and Expenses Budget Worksheet Yearly Budget 6. Banking Services How Banks Work Checking / Savings Accounts Electronic Banking Other Banking Services 7. Saving Savings Institutions Simple and Compound Interest 8. Investing Corporations Mutual Funds Researching Investments Retirement and Other Investments 9. Credit How to Qualify Sources of Consumer Credit Credit Rights and Responsibilities Maintaining a Good Credit Rating 10. Housing Rent Own 11. Insurance Auto Home Life Health Teaching Methods This Class is taught through lecture, chapter reviews, independent study readings, group study and guest speakers. Students are given worksheets to supplement the chapter reviews. Assessment Tests and quizzes that include true / false, multiple choice, matching, short answer and essay questions. The teacher will evaluate group discussions. Completion of homework and daily discussions Text Miller, Roger Leroy, Stafford, Alan D. Economic Education for Consumers. Cincinnati, Ohio: Southwestern Educational Publishing, 2000.